Barkibu
- Cover
- Health, liability
- Reimbursement
- by plan
- From
- upon request
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Pet insurance — choose in 2 minutes
Trusted Spanish insurers in one place. Health cover, third-party liability and the legal requirements — no small print.
Compare insurers ↓Why your pet needs insurance
Veterinary bills
Treating an injury or illness can cost €300–1,500. Insurance reimburses 50–90% of the bill.
Third-party liability (RC)
If your dog bites a passer-by or damages property, the insurer covers the claim.
A legal requirement
In Spain, third-party liability cover for dogs is contemplated by law (see below).
What the law says
Law 7/2023 on the protection of the rights and welfare of animals provides for compulsory third-party liability (RC) insurance for dog owners. The nationwide rule for all dogs awaits its implementing regulation (a royal decree in progress since 2025); for potentially dangerous breeds (PPP) it has long been mandatory across Spain.
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The links on this page are affiliate links. MyTails is not an insurance mediator; contracting takes place on the insurer’s website.
Frequently asked questions
It depends on your region and your dog. Third-party liability is already required for all dogs in Madrid and Catalonia, and everywhere in Spain for potentially dangerous breeds (PPP). See the section above.
Third-party liability (RC) covers damage your pet causes to others. Health insurance covers your pet’s own vet bills. Many policies combine both.
You pay the vet, send the invoice to the insurer, and they return that share of eligible costs (here, 70%), subject to the policy’s limits and terms.
Yes — if you take out a policy through a link here, MyTails may receive an affiliate commission from the insurer. It doesn’t change your price, and we don’t recommend a specific policy.
No. We’re not an insurance mediator and we don’t rank or recommend policies. We show verified partners neutrally so you can compare and decide.
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